# Automate Interest Calculations

## Stop overpaying interest and penalties with automated claims.

Benekiva handles the math for you. Our built-in Interest Calculator uses state-specific rules to ensure every payout is precise, compliant, and documented, all without leaving the claim file.

Save hundreds of thousands of dollars in interest

Maintain state-specific compliance

Minimize exposure to penalties and costly errors

Enhance trust with regulators and beneficiaries

## Return on Investment You Can Measure

> Carriers use Benekiva's interest calculator to save hundreds of thousands of dollars on interest while staying compliant. One carrier saved $2 million dollars in the first six months using Benekiva.

## Automate Interest With Confidence

Delayed claim payments aren't just frustrating for claimants; they create compliance risk for carriers. Purpose-built for the insurance industry, Benekiva calculates interest on delayed payouts in real time using rules-based logic. It automatically applies state-specific interest requirements across life, annuity, and other lines of business, and generates full audit trails for transparency.

**No spreadsheets. No scripts. No surprises.**

### Automatically Apply State-Specific Rules

Built-in rules handle the math for you, so you don't have to look up state regulations.

### Stay Audit-Ready

Every calculation is automatically documented, providing complete transparency for regulators.

### Pivot Quickly With Configurable Rules

Easily update rules as regulations change without custom development or system overhauls.

### Reduce Risk of Costly Errors

Avoid mistakes that lead to overpayments or penalties. Built-in logic ensures every calculation is accurate and compliant.

### Centralize Financial Logic

Stop relying on mental math or spreadsheets. Our platform centralizes all payout logic in one place to ensure every dollar is accounted for.

### Work Right Inside the Claim File

Calculate interest without leaving your workflow or switching to a separate spreadsheet.

## Deliver Faster, Fairer Claims.

## Explore More Solutions

Discover how Benekiva's comprehensive platform can transform your operations.

### Policy Servicing

Keep every policy up to date, automatically and intelligently.

### Claims Workbench

Reimagine claims workflows for speed, compliance, and loyalty.

### Reporting

Turn information into impact with real-time data.