Living Benefit Claims Built for Speed and Care
Empower your team with a claims platform that automates the paperwork, so you can focus on getting benefits to policyholders faster.
A Better Experience for Everyone Involved
Managing disability or chronic illness claims can be complicated. Benekiva's claims platform bridges the gap between complex rules and fast, human responses.
Benefits for Policyholders
- Instant Claims Submission
Submit living benefits claims 24/7 through digital self-service portals. - Real-Time Updates
Get real-time updates as your claim progresses. - Faster Payouts
Receive benefits in days, not weeks, when you need them most. - Compassionate Experience
Make the claims process easier during life's hardest moments.
Benefits for Carriers
- Reduced Operational Costs
Automate 85% of routine claims processing and reduce manual workload. - Enhanced Compliance
Maintain a complete, audit-ready trail for every claim. - Improved Customer Satisfaction
Build lasting trust with fast, reliable claims experiences. - Better Data Insights
Use real-time data to see exactly how your claims software is performing.
Effortless Living Benefits Claims
Moving your living benefits claims into a digital workflow doesn't have to be complex.
Digital Access, Anywhere
Secure portals that give policyholders and agents full access on any device.
AI-Enabled Automation
Intelligent tools handle document sorting and data entry traditionally slowing claims.
Smart Processing
Instant routing to the right specialist based on specific needs.
Policy Integration
Seamless integration with existing insurance policies and systems for unified operations.
Straight-Through Processing
Automatically calculate benefits and approve simple claims in seconds.
Compliance Assured
Built-in tracking for every step to ensure you are always audit-ready.
Lightning Fast
24-48 hour processing for critical living benefits claims.
We combine high-speed automation with a process that respects the claimant's experience.
People-Centric Design
Compassionate experiences for life's most challenging moments.
One Unified Platform
Manage every living benefit claim, end-to-end on a single, integrated platform.
API First
Secure APIs that plug right into your existing core systems.
Why Benekiva?
Streamline Your Full Claims Lifecycle
On a life and annuity claims platform built by claims professionals, for claims professionals.
Claim Submission
Automate submission from any device, anytime.
Claims Workbench
Centralize your workflows for speed, compliance, and loyalty.
Interest Calculator
Auto-calculate interest with accuracy and transparency.
Reporting
Turn information into impact with real-time data.
Servicing
Real-time updates for a smoother claims process.
Portals
Connect your team and policyholders to resolve claims faster.
Data Enablement Framework
Anchor your existing systems in one central hub.
Let's Build Claims That Work for Everyone
Ready to improve your living benefits claims operations? Let’s start a conversation about your specific challenges.
Schedule Demo
See Benekiva in action with a personalized demonstration.
Discovery Call
Discuss your current challenges and explore solutions.
Scalable Solutions
View modules available to streamline your claims.
Frequently Asked Questions
Everything you need to know about Benekiva's living benefits solutions.
How does Benekiva streamline living benefit claims?
Our platform automates document collection, eligibility verification, and payout calculations while maintaining the empathetic touch families need during health crises. Smart workflows route complex cases to specialists while handling routine claims automatically. Agentic AI assists with invoice and document summarization to speed up processing.
What types of living benefits does the platform support?
Benekiva is built to handle the full spectrum of living benefit insurance, including disability, critical illness, chronic illness, and accelerated death benefits. Because our architecture is flexible, you can configure the platform to match your specific policy language and rider requirements.
How quickly can living benefits claims be processed?
While every carrier has different requirements, Benekiva is designed to significantly reduce claim cycle times. By automating the submission process and providing an audit-ready digital trail, we help teams move from initial filing to payout in a fraction of the time required by traditional, paper-based systems.